{"id":950,"date":"2018-05-28T07:51:17","date_gmt":"2018-05-28T07:51:17","guid":{"rendered":"http:\/\/cgic.mseddev.com\/?page_id=950"},"modified":"2025-01-16T03:04:13","modified_gmt":"2025-01-16T03:04:13","slug":"faqs","status":"publish","type":"page","link":"https:\/\/corporateguarantee.com.ph\/?page_id=950","title":{"rendered":"FAQs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"950\" class=\"elementor elementor-950\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-5d2e033 accordion-section under-divider-section shape-divider-normal elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d2e033\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\r\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"true\">\r\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\r\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-001cbcd pb-5 m-b-lg\" data-id=\"001cbcd\" data-element_type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c7eac0 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c7eac0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-71b0ac5 mb-0\" data-id=\"71b0ac5\" data-element_type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1de0c46 custom-border customLineAnimation me-3 mb-2 elementor-widget__width-auto elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"1de0c46\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c23834b mb-3 pb-1 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c23834b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:1200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0707e28 mb-4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0707e28\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:1600}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our FAQ section offers clients quick, clear answers to common questions about products, policies, coverage, claims, and more. Designed for convenience, it helps you navigate your insurance needs with ease, ensuring you get the information you need efficiently and effectively.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/section>\r\n\t\t\t\t<div class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e30046 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e30046\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4c0e2af pe-lg-5 mb-5 mb-lg-4\" data-id=\"4c0e2af\" data-element_type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28ce6e5 elementor-widget__width-initial elementor-widget elementor-widget-porto_faqs\" data-id=\"28ce6e5\" data-element_type=\"widget\" data-widget_type=\"porto_faqs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"porto-faqs porto-faqs026y wpb_content_element \">\r\n\t<div class=\"page-faqs clearfix\" id=\"porto_faqs_g4ee\">\r\n\r\n\t\t\r\n\t\t\r\n\t\t<div class=\"faq-row faqs-container\">\r\n\t\t\t\r\n<div class=\"faq post-10473 type-faq status-publish hentry\">\r\n\t<section class=\"toggle\">\r\n\t\t<label>Motor Insurance<\/label>\r\n\t\t<div class=\"toggle-content\">\r\n\t\t<h3 class=\"entry-title\" style=\"display: none;\">Motor Insurance<\/h3><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/corporateguarantee.com.ph\/?author=9\" title=\"Posts by Jazz Guevarra\" rel=\"author\">Jazz Guevarra<\/a><\/span><\/span><span class=\"updated\" style=\"display:none\">2025-01-16T04:31:03+00:00<\/span>\n<details class=\"wp-block-details all_text has-light-color has-text-color has-link-color wp-elements-8a22cb6d2dff535fa155cfe2dd50de7a is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Does the insurance automatically transfers to <\/strong><strong>the new owner in the event the insured person sells<\/strong> <strong>the insured vehicle?<\/strong><\/summary>\n<p class=\"has-text-align-left\"><p class=\"has-text-align-left all_text\" style=\"text-align: justify; text-justify: inter-word;\">An insurance policy is a personal contract which means that it attaches to the person insured and not to the vehicle insured. In order to avail the policy benefits, the former owner of the vehicle should provide a written request to transfer the insurance policy to the new owner. Such request has to be approved by the insurance company and an endorsement to the policy has to be issued reflecting the new owner as the new named insured. In case that the former owner will not request the transfer of the insurance policy to the new owner, the new owner can buy his own insurance policy.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-d24dc9db59b3630b96995d1975313323 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>If I let someone else drive my car, will my<\/strong> <strong>insurance cover them too?<\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\">Yes. The insurance policy will still respond as long as the Authorized Driver Clause is not violated. An authorized driver can be the Insured or any person driving on the Insured\u2019s permission.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-762633a83b9f710c5900ca92ef2c9121 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Are the car accessories covered?<\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\">Yes, the standard car accessories are automatically covered under the Own Damage\/Theft cover. However, additional accessories should be declared and be insured to ensure full coverage of your insurance policy at times of fortuitous event.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-bdf8a3cf9d18e18d34a0680e345fdaaa is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong>What is the process of filing a Motor Car<\/strong> <strong>Insurance Claim?<\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\">The process of filing a motor car insurance claim usually involves reporting the incident to the insurance company, providing evidence of the damage or loss, and filling out a claim form. The insurance company will then investigate the claim and determine the amount of compensation you are eligible for.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-aa702d7fdb2d0363f13acecdc48695da is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong>What type of damages are covered under the<\/strong> <strong>Own Damage\/Theft coverage of motor insurance<\/strong> <strong>policy?<\/strong><\/strong><\/strong><\/summary>\n<p class=\"has-light-color has-text-color has-link-color wp-elements-6faae43bccc12a66ca68fa844ec01730\"><\/p>\n\n\n\n<p>The type of damages are covered under the Own Damage\/Theft coverage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"text-align: justify; text-justify: inter-word;\">Accidental damage: provides coverage to the damages caused to your vehicle in case of any accident.<\/li>\n\n\n\n<li><em>Theft of vehicle.<\/em><\/li>\n\n\n\n<li style=\"text-align: justify; text-justify: inter-word;\">Damage to vehicles due to natural calamities like flood, cyclone, landslide, rockslide, earthquake, etc.<\/li>\n\n\n\n<li><em>Damage due to fire and lightning.<\/em><\/li>\n<\/ul>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-a58a327b277c3880ca0c443827c5cfdf is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong>What is the meaning of Deductible?<\/strong><\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\">deductible is a certain amount stated in the insurance policy that the insured must pay in case of a claim.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-5de6469e96549d6657fd078490101168 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong>When will the depreciation of the Motor Vehicle<\/strong> <strong>take effect?<\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\">The depreciation will take effect at the age over 3 years. The schedule of rate is stated in the Policy Form of the Motor Car Insurance.<\/p><\/p>\n<\/details>\n\n\n\n<p><\/p>\n\t\t<\/div>\r\n\t<\/section>\r\n<\/div>\r\n\r\n<div class=\"faq post-10472 type-faq status-publish hentry\">\r\n\t<section class=\"toggle\">\r\n\t\t<label>Bonds Insurance<\/label>\r\n\t\t<div class=\"toggle-content\">\r\n\t\t<h3 class=\"entry-title\" style=\"display: none;\">Bonds Insurance<\/h3><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/corporateguarantee.com.ph\/?author=9\" title=\"Posts by Jazz Guevarra\" rel=\"author\">Jazz Guevarra<\/a><\/span><\/span><span class=\"updated\" style=\"display:none\">2021-02-18T09:59:33+00:00<\/span>\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-03f8fe072960926ec95ddeedc51616a9 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong>What is the difference between a bond and an<\/strong> <strong>insurance policy?<\/strong><\/strong><\/strong><\/summary>\n<p><\/p>\n\n\n\n<p><p style=\"text-align: justify; text-justify: inter-word;\">A <strong>Bond<\/strong> is a contract among at least three parties. It is issued by a surety company on behalf of a second party known as the principal. This contract guarantees that the second party will complete an obligation to a third party known as the obligee. If the obligation is not met, the third party can recover its losses from that bond. On the other hand, an Insurance Policy is a two-party contract between the insured and the insurance company. The insurance policy assumes a guaranteed promise that the insured will be compensated by the insurance company in the case of a covered loss.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-9d2658ee679339df6a066c6a92e35d3a is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong>What are the acceptable collaterals?<\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><\/p>\n\n\n\n<p>Acceptable collaterals could be in the form of cash, savings, time deposit, real estate mortgage and treasury bills or government securities.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-f2fc20df15a26ded9a7b482a0fb84b81 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong>What is an Obligee and a Principal?<\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><\/p>\n\n\n\n<p>An Obligee is the entity entitled to receive a product, service, or benefit. While the Principal is the entity that will deliver the product, service, or benefit.<\/p>\n<\/details>\n\n\n\n<p><\/p>\n\t\t<\/div>\r\n\t<\/section>\r\n<\/div>\r\n\r\n<div class=\"faq faqs post-10471 type-faq status-publish hentry faq_cat-faqs\">\r\n\t<section class=\"toggle\">\r\n\t\t<label>Cargo Insurance<\/label>\r\n\t\t<div class=\"toggle-content\">\r\n\t\t<h3 class=\"entry-title\" style=\"display: none;\">Cargo Insurance<\/h3><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/corporateguarantee.com.ph\/?author=9\" title=\"Posts by Jazz Guevarra\" rel=\"author\">Jazz Guevarra<\/a><\/span><\/span><span class=\"updated\" style=\"display:none\">2021-02-18T09:51:04+00:00<\/span>\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-78153a89d134acd284e75e5e3041cdf0 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong>What are the types of Marine Cargo Insurance Policy?<\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>Types of Marine Cargo Insurance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Inland Marine Cargo Insurance<\/strong> - This policy is designed to cover cargo movements by land, usually via commercial trucks or similar conveyances<\/li>\n\n\n\n<li>I<strong>nter-Island Marine Cargo Insurance<\/strong> - This policy is designed to cover cargo movements on-board ships or vessels designed for inter\u0002island voyages usually within sheltered waters.<\/li>\n<\/ul>\n\n\n\n<p><br \/><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-ccf53a8193dda188cecd396b41f683ea is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong>What are the two (2) types of Marine Insurance<\/strong> <strong>policy?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>Types of Marine Insurance Policy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Voyage Policy<\/strong> - a policy that covers a single voyage only.<\/li>\n\n\n\n<li><strong>Open Policy<\/strong> - a policy whereby the insurer agrees to provide coverage for all cargo shipped by the insured during the policy period.<\/li>\n<\/ul>\n\n\n\n<p><br \/><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-ad6e1826487edd495a9897f698893bb4 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong><strong>What are the eligibility criteria for buying Marine<\/strong> <strong>Insurance?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\">Marine insurance can be purchased by any business engaged in the transportation of goods by sea. This can be manufacturers, import\/export merchants, buyers, sellers, banks, contractors, and buying agents.<\/p><\/p>\n\n\n\n<p><br \/><\/p>\n<\/details>\n\n\n\n<p><\/p>\n\t\t<\/div>\r\n\t<\/section>\r\n<\/div>\r\n\r\n<div class=\"faq post-10470 type-faq status-publish hentry\">\r\n\t<section class=\"toggle\">\r\n\t\t<label>Personal Accident Insurance<\/label>\r\n\t\t<div class=\"toggle-content\">\r\n\t\t<h3 class=\"entry-title\" style=\"display: none;\">Personal Accident Insurance<\/h3><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/corporateguarantee.com.ph\/?author=9\" title=\"Posts by Jazz Guevarra\" rel=\"author\">Jazz Guevarra<\/a><\/span><\/span><span class=\"updated\" style=\"display:none\">2021-02-18T09:50:42+00:00<\/span>\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-d6014932c78db2dafa5a5f634f797a61 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong>Are medical expenses due to illness covered?<\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>No, only accidents resulting to death and bodily injury are covered.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-afd91120c25c3e694ffb41e6c1f525ab is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong>Who can be considered as the Insured\u2019s beneficiaries?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>Beneficiaries can be any of the Insured\u2019s immediate family members such as parents, legal spouse, siblings, and children.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-2d635cb86f7eca166e6d18e58dc89528 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong><strong>What is a pre-existing illness? Is this covered?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>Pre-existing illness is defined as any illness or medical condition already affecting the Insured, whether known or unknown before the effectivity date of the insurance coverage. Hence, Corporate Guarantee does not cover losses attributable to pre-existing illness.<\/p>\n<\/details>\n\n\n\n<p><\/p>\n\t\t<\/div>\r\n\t<\/section>\r\n<\/div>\r\n\r\n<div class=\"faq post-10469 type-faq status-publish hentry\">\r\n\t<section class=\"toggle\">\r\n\t\t<label>Fire Insurance<\/label>\r\n\t\t<div class=\"toggle-content\">\r\n\t\t<h3 class=\"entry-title\" style=\"display: none;\">Fire Insurance<\/h3><span class=\"vcard\" style=\"display: none;\"><span class=\"fn\"><a href=\"https:\/\/corporateguarantee.com.ph\/?author=9\" title=\"Posts by Jazz Guevarra\" rel=\"author\">Jazz Guevarra<\/a><\/span><\/span><span class=\"updated\" style=\"display:none\">2021-02-18T09:50:21+00:00<\/span>\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-56b8da2d57d9cf68b9b5ee01719d60c0 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong>Who may insure?<\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>Building owners and tenants who have insurable interest over the properties that they want to insure.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-68a72f4518862257693c230f99fe2705 is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong>What happens if the insured property is underinsured?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\"><br \/>According to the Average Clause, if at the time of the loss, the value of the assets is insured for less than their full value, the insured is required to bear a proportion of the loss. Since the fire insurance policy is a contract of indemnity, the insured cannot claim more than the actual amount of loss caused by the fire.<br \/><\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-f6fccacd6d478df0b101e7835863395b is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong><strong><strong>What happens if the insured property is over<\/strong> <strong>insured?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\"><br \/>According to the Open Policy Clause, at the time of the accident, the damage to the property shall be subject to ascertainment and the maximum liability of the insurer shall be limited to the amount of losses incurred.<\/p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-fed2b3bcbf9729a7a64d8417b561aabc is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong><strong><strong>Can we insure all the contents of the building?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><br \/>No, this insurance policy excludes cash, jewelry, gadgets, and works of art<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details has-light-color has-text-color has-link-color wp-elements-b1124c3f4cb736a6f6910f5020c6789a is-layout-flow wp-block-details-is-layout-flow\"><summary><strong><strong><strong><strong><strong><strong><strong><strong><strong>Is Fire Insurance a protection against fire only?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/summary>\n<p><p style=\"text-align: justify; text-justify: inter-word;\"><br \/>No. Under the Fire Insurance Policy, the insured may choose to get protected against typhoons, floods, earthquakes, water damages, sprinkler leakages, robbery and burglary, and etc.<\/p><\/p>\n<\/details>\n\n\n\n<p><\/p>\n\t\t<\/div>\r\n\t<\/section>\r\n<\/div>\r\n\t\t<\/div>\r\n\r\n\t\t\r\n\t<\/div>\r\n\r\n\t\r\n\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-4e0097b e-flex e-con-boxed e-con e-parent\" data-id=\"4e0097b\" data-element_type=\"container\">\r\n\t\t\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-3b92401 elementor-widget elementor-widget-spacer\" data-id=\"3b92401\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Our FAQ section offers clients quick, clear answers to common questions about products, policies, coverage, claims, and more. Designed for convenience, it helps you navigate your insurance needs with ease, ensuring you get the information you need efficiently and effectively. Motor Insurance Motor Insurance Jazz Guevarra2021-02-18T09:59:56+00:00 Does the insurance automatically transfers to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-950","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQs - Corporate Guarantee (CG)<\/title>\n<meta name=\"description\" content=\"FAQs\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/corporateguarantee.com.ph\/?page_id=950\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQs - Corporate Guarantee (CG)\" \/>\n<meta property=\"og:description\" content=\"FAQs\" \/>\n<meta property=\"og:url\" content=\"https:\/\/corporateguarantee.com.ph\/?page_id=950\" \/>\n<meta property=\"og:site_name\" content=\"Corporate Guarantee (CG)\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-16T03:04:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/corporateguarantee.com.ph\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-30-132756.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1901\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/corporateguarantee.com.ph\/?page_id=950\",\"url\":\"https:\/\/corporateguarantee.com.ph\/?page_id=950\",\"name\":\"FAQs - Corporate Guarantee (CG)\",\"isPartOf\":{\"@id\":\"https:\/\/corporateguarantee.com.ph\/#website\"},\"datePublished\":\"2018-05-28T07:51:17+00:00\",\"dateModified\":\"2025-01-16T03:04:13+00:00\",\"description\":\"FAQs\",\"breadcrumb\":{\"@id\":\"https:\/\/corporateguarantee.com.ph\/?page_id=950#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/corporateguarantee.com.ph\/?page_id=950\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/corporateguarantee.com.ph\/?page_id=950#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/corporateguarantee.com.ph\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FAQs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/corporateguarantee.com.ph\/#website\",\"url\":\"https:\/\/corporateguarantee.com.ph\/\",\"name\":\"Corporate Guarantee\",\"description\":\"Corporate Guarantee &amp; 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